Sean Perkins - TD Bank Mortgage Loan Officer

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

How much does your credit score affect your mortgage rates?

The drop from excellent to fair credit will cost you $21,000 over the life of a 30-year loan. Learn how to improve your credit score and save on a mortgage.

11 Ways You May Be Inviting Burglars Into Your Home

Despite taking every precaution, some homeowners unwittingly attract burglars to their property. According to the FBI, the average financial loss from a burglary is more than $2,000—but loss of property is just the tip of the iceberg. Intruders can put your family at risk, and the aftermath of a break-in can cause a great deal of emotional distress. With vacation season in full swing, it pays to take a closer look at your home security measures. Here are 11 ways that homeowners unintentionally…

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

Things You Should Expect Your Mortgage Banker to Ask You

Five things you can plan on discussing with your mortgage banker. Take it from us, we do this every day.

Why Be a Broker When You Can Be a Mortgage Banker?

The rise of digital mortgages and increasing lender consolidation are just two reasons mortgage brokers should make the transition to mortgage banking sooner rather than later.

Are mortgage companies lagging in promoting wellness culture?

A recent study found that companies that promote a wellness culture have a significant advantage over those that don’t – and at least one big mortgage company is taking that to heart

What Does a Mortgage Banker Do?

A mortgage banker originates, funds and can service mortgage loans. Let's break down their services, responsibilities and how to hire one.

Why Do Mortgage Companies Sell Closed Loans?

When you get a mortgage from a bank or mortgage broker, chances are your loan will be sold after it is closed. Who will your loan be sold to, why and how will it affect you? Let’s take a cl

5 Things to Expect From a Good Mortgage Banker

Atlantic Bay Mortgage is a mortgage lender that genuinely cares about our clients. We continually provide the finest personal service to our clients.

Q: Should mortgage companies archive their websites? A: Yes.

Websites can present a series of compliance risks for mortgage lenders, who are obliged to keep thorough records of their website activity.

5 Things You Should Expect Your Mortgage Banker to Ask About

If you are thinking about purchasing a home, you'll want to know about these 5 things.

More than Half of Consumers Switch Mortgage Companies

Loyalty? Not in the mortgage business. A new survey from HSBC revealed that 52% of U.S. homeowners "switched providers" (sorry, they're British) when obtaining subsequent mortgages. This was mainly driven (53%) by the desire to get a better deal, aka a lower mortgage rate with fewer closing costs. The survey also found

Getting Paid When the Mortgage Company is on the Insurance Check |

In order to run a profitable water damage restoration business, you have to get paid. Of course, if you’ve been working in the industry for any amount of time, you know this is not as simple as it sounds. Maintaining a healthy cash flow in our industry is often complicated by outside parties, including the … Continue reading Getting Paid When the Mortgage Company is on the Insurance Check

Mortgage company won't remove me after divorce.

In short, my ex and I divorced... He was awarded the house and the payments associated. I called the mortgage company, and they said they cannot remove my name, so if he chooses not to pay, I can still be responsible, and it would still affect my credit.

Do You Know How to Choose the Right Mortgage Company?

It is not easy to find the right mortgage broker. With all of the flashy advertisements and incredible offers, new homebuyers are often overwhelmed when it comes to just finding a mortgage company.